Finance

Why Your Tata Safari Needs Car Insurance

When we talk about the iconic car brands in India, brands that have created a market for themselves, then Tata Safari cannot be excluded from the list. Designed by Tata Motors, the Safari became synonymous with large Indian families and long road trips. While Tata Motors has designed the car to be safe and sturdy, driving conditions in India have been constantly deteriorating with poor quality roads and ever-increasing traffic. In such a landscape, it is important to be prepared for accidents or mishaps when on the road.

The Motor Vehicles Act, 1988, makes it mandatory for every vehicle to have a third-party liability insurance cover. However, you can also opt for a comprehensive four wheeler insurance plan that includes third-party liabilities and own-damage protection. In fact, there are many variants available in car insurance online like third-party insurance, own damage insurance, comprehensive insurance, bumper-to-bumper car insurance, etc. You must ensure that you choose one based on your driving style and usage of the car. Many providers offer Tata Safari insurance – a comprehensive car insurance policy designed for Tata Safari.

About Tata Safari

The Tata Safari is a six-seater SUV offered by Tata Motors since 1998. With a spacious interior and foldable third row, the Safari has gained popularity among large Indian families for its space versatility. Tata Motors re-introduced the Safari in 2021 with upgraded looks and performance. It has a formidable road presence and offers a wide range of features to make the experience of driving pleasurable and hassle-free. It is available in seven different colours — Black Gold, White Gold, Royale Blue, Daytona Grey, Tropical Mist, Orcus White, and Tropical Mist Adventure. The average ex-showroom price of the Tata Safari ranges between ₹15.35 lakh and ₹23.56 lakh.

Do You Need Tata Safari Car Insurance?

Tata Safari is built for safety and control. Its safety features include advanced ESP, electronic parking brake, all disc brakes, six airbags, hill descent control, hill-hold control, tyre pressure monitoring system, child seat anchor points, auto-dimming inside rearview mirror, front fog lamp with cornering function, and perimetric alarm system. While these features boost your safety, while on the roads, accidents and mishaps can be caused by various reasons. If your car causes damages to a third-party property or person, then you are legally liable to pay for repairs and damages. In some cases, you might also be asked to pay compensation. Managing these expenses can puncture your financial plans.

When you buy Tata Motors Car Insurance, the insurer offers protection from all such expenses. Hence, you can drive worry-free. Apart from accidents and collisions, these policies also offer coverage from damages due to natural disasters, man-made disasters, accidental fires, and theft.

What Are the Add-on Covers for Tata Safari Car Insurance?

When you opt for comprehensive insurance for your four-wheeler for your Tata Safari, you can choose from these add-on covers:

  • No Claim Bonus Protection cover
  • Roadside Assistance cover
  • Repair of Glass Fibre and Plastic Parts cover
  • Daily Allowance cover
  • Emergency Transport and Hotel Expenses cover
  • Key Replacement cover
  • Engine Secure cover
  • Tyre Secure cover
  • Consumables Expenses cover
  • Loss of Personal Belongings cover
  • Return to Invoice cover
  • Zero Depreciation (Depreciation Reimbursement) cover

How to Purchase Tata Safari Car Insurance Online?

Here is a simple step-by-step guide to help you buy Tata Safari car insurance online:

  1. Visit the website of the insurance provider that you have finalised to buy the policy from
  2. Enter the registration number of your Tata Safari
  3. Provide personal details and information about the car as specified by the insurer
  4. Select the type of policy you want
  5. Choose add-on covers, voluntary deductible, etc., as prompted
  6. Receive the quote for car insurance immediately
  7. If you are satisfied with the quote, make the payment of the premium using any online mode of payment specified by the insurer.
  8. Receive the soft copy of the policy at your email address

Summing Up

Remember, you have to mandatorily purchase a third-party car insurance policy with your Tata Safari. If you are found driving without a valid policy, you might have to pay hefty fines. If you are looking for maximum protection for your car, you might consider opting for a comprehensive Tata Safari car insurance plan. Make sure you look at the options available to you, compare insurers and plans, and consider all aspects before making the purchase. Good Luck!

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