Mobile banking has made banking services more accessible and convenient. All banking services can be accessed online through net banking or mobile banking applications developed by banks. We list the best online banking apps in India today, along with their features and rating on app stores.
- IDFC FIRST Bank’s mobile banking app
IDFC FIRST Bank’s mobile banking app is undoubtedly one of the top online apps in India. It provides secure and fast banking solutions in one place. Here are the features of the app:
- Bank account login: The app instantly helps you log in to your IDFC FIRST Bank internet banking account.
- Seamless payments and transfers: IDFC FIRST Bank’s mobile banking app can help you make secure online payments, UPI (Unified Payments Interface) transfers, and bill payments through the app.
- Grow your wealth: The app helps you track your investments. You can also receive curated investment recommendations based on your investment portfolio.
- Manage your expenses: The various spend categories on the app help you manage your expenses and track them across various categories.
- Long-term investment: The app helps you invest in long-term investment instruments such as retirement plans and allows you to create your own financial goals.
- Personalised offers: Every user receives personalised offers across net banking, lifestyle, and shopping.
Download the IDFC FIRST Bank mobile banking app to avail of various services offered by the bank. The app is available in Android and iOS versions and has a Google Play Store rating of 4.6 out of 5.
- iMobile Pay by ICICI Bank
ICICI Bank’s iMobile app is another top online banking app that provides customers access to over 250 financial and non-financial services. Here are its key features:
- Easy bill payment and recharge services
- Quick fund transfers via NEFT / RTGS / IMPS
- Savings account facility
- Net bank login facility
- Facility to open and close fixed deposit accounts
- Scan-to-pay facility
- HDFC Bank MobileBanking App
Another top-rated mobile banking app is HDFC bank’s mobile banking app. The platform is equipped with advanced encryption and security that keeps your account safe. Here are the key features of HDFC Bank’s mobile banking app:
- Savings account facility
- Instant fund transfers via NEFT / RTGS / IMPS
- Bank account login facility
- Utility bills can be paid using the app
- Demat accounts can be managed using the app
- Customers can apply for loans using the app
- YONO SBI
State Bank of India’s YONO (You Only Need One) app is aimed at providing the bank’s services in one place. Here are the key features of the SBI YONO app:
- Exclusive discounts and offers are available to SBI customers
- Quick transfers with UPI-enabled payments
- Net bank login facility
- Cheque books and ATM cards can be requested through the app
- Fixed deposit accounts can be opened through the app
- Instant account opening in less than 5 minutes with personalised platinum debit card and concession in banking services
- Kotak – 811 & Mobile Banking
Our final recommendation is Kotak – 811 mobile banking app. Here are its key features:
- 100+ features with shop/bank/pay facility 24/7
- Enabled with bank account login facility
- Aadhaar-based, OTP-based account opening on the bank’s mobile app
- Zero charges for all digital transactions
- The app can also be used to shop online at Flipkart
- The app can be used as a virtual debit card to pay at close to 1,00,000 online merchants
Downloading any of these top online banking mobile apps can help you access various banking services. The best bank for personal banking is undoubtedly the one that offers a broader range of services and ensures the security of every transaction.
